CardBenefitsFinder

US credit card benefits, checked against the issuers

Every card we cover

65 personal credit cards from 8 issuers: American Express, Bank of America, Capital One, Chase, Citi, Discover, U.S. Bank and Wells Fargo. 51 have no annual fee. Select a column heading to sort; a dash means the issuer does not list that benefit for the card.

All cards

Personal credit cards from major US issuers
American Express Gold Card American Express $325 None Points Secondary – 5
Bank of America Customized Cash Rewards credit card Bank of America $0 3% Cash back – – 0
Bank of America Customized Cash Rewards credit card for StudentsStudent Bank of America $0 3% Cash back – – 0
Bank of America Customized Cash Rewards Secured credit cardSecured Bank of America $0 3% Cash back – – 0
Bank of America Premium Rewards credit card Bank of America $95 None Points Listed – 8
Bank of America Premium Rewards Elite credit card Bank of America $550 None Points Primary – 5
Bank of America Travel Rewards credit card Bank of America $0 None Points – – 0
Bank of America Travel Rewards credit card for StudentsStudent Bank of America $0 None Points – – 0
Bank of America Travel Rewards Visa secured credit cardSecured Bank of America $0 None Points – – 0
Bank of America Unlimited Cash Rewards credit card Bank of America $0 3% Cash back – – 0
Bank of America Unlimited Cash Rewards credit card for StudentsStudent Bank of America $0 3% Cash back – – 0
Bank of America Unlimited Cash Rewards Secured credit cardSecured Bank of America $0 3% Cash back – – 0
BankAmericard credit card Bank of America $0 3% No rewards listed – – 0
BankAmericard credit card for StudentsStudent Bank of America $0 3% No rewards listed – – 0
BankAmericard Secured credit cardSecured Bank of America $0 3% No rewards listed – – 0
Blue Cash Everyday Card from American Express American Express $0 2.7% Cash back Secondary – 2
Blue Cash Preferred Card from American Express American Express $95 2.7% Cash back Secondary – 4
Capital One Platinum Credit CardCredit building Capital One $0 None No rewards listed – – 0
Capital One Platinum Secured Credit CardSecured Capital One $0 None No rewards listed – – 0
Capital One Quicksilver Cash Rewards Credit Card Capital One $0 None Cash back Primary abroad – 6
Capital One Quicksilver Rewards for Good Credit Capital One $0 None Cash back – – 0
Capital One Quicksilver Rewards for StudentsStudent Capital One $0 None Cash back – – 0
Capital One Quicksilver Secured Cash Rewards Credit CardSecured Capital One $0 None Cash back – – 0
Capital One QuicksilverOne Cash Rewards Credit CardCredit building Capital One $39 None Cash back Primary abroad – 6
Capital One Savor Cash Rewards Credit Card Capital One $0 None Cash back Primary abroad – 6
Capital One Savor Rewards for Good Credit Capital One $0 None Cash back – – 0
Capital One Savor Rewards for StudentsStudent Capital One $0 None Cash back – – 0
Capital One SavorOne Cash Rewards Credit CardCredit building Capital One $39 None Cash back Primary abroad – 6
Capital One Venture Rewards Credit Card Capital One $95 None Miles Primary abroad – 6
Capital One Venture X Rewards Credit Card Capital One $395 None Miles Primary $800 8
Capital One VentureOne Rewards Credit Card Capital One $0 None Miles Primary abroad – 6
Capital One VentureOne Rewards for Good Credit Capital One $0 None Miles – – 0
Chase Freedom Flex Credit Card Chase $0 None Cash back Secondary $800 5
Chase Freedom Rise Credit CardCredit building Chase $0 3% Cash back Secondary – 4
Chase Freedom Unlimited Credit Card Chase $0 3% Cash back Secondary – 4
Chase Sapphire Preferred Credit Card Chase $95 None Points Primary – 7
Chase Sapphire Reserve Credit Card Chase $795 None Points Primary – 8
Citi Diamond Preferred Credit Card Citi $0 3% No rewards listed – – 0
Citi Double Cash Card Citi $0 3% Cash back – – 1
Citi Secured MastercardSecured Citi $0 3% No rewards listed – – 0
Citi Simplicity Credit Card Citi $0 3% No rewards listed – – 0
Citi Strata Card Citi $0 3% Points – – 0
Citi Strata Elite Card Citi $595 None Points Primary abroad – 6
Citi Strata Premier Card Citi $95 None Points Secondary – 4
Discover it Cash Back Credit Card Discover $0 None Cash back – – 0
Discover it Chrome Gas & Restaurants Credit Card Discover $0 None Cash back – – 0
Discover it Miles Credit Card Discover $0 None Miles – – 0
Discover it Secured Cash Back Credit CardSecured Discover $0 None Cash back – – 0
Discover it Student Cash Back Credit CardStudent Discover $0 None Cash back – – 0
Discover it Student Chrome Credit CardStudent Discover $0 None Cash back – – 0
Platinum Card from American Express American Express $895 None Points Secondary $800 8
Slate Credit Card Chase $0 3% No rewards listed Secondary – 3
Slate Edge Credit CardCredit building Chase $0 3% No rewards listed Secondary – 3
U.S. Bank Altitude Connect Visa Signature Card U.S. Bank $0 None Points – – 2
U.S. Bank Altitude Go Secured Visa CardSecured U.S. Bank $0 3% Points – – 0
U.S. Bank Altitude Go Visa Signature Card U.S. Bank $0 3% Points – – 0
U.S. Bank Cash+ Secured Visa CardSecured U.S. Bank $0 3% Cash back – – 0
U.S. Bank Cash+ Visa Signature Card U.S. Bank $0 3% Cash back – – 0
U.S. Bank Secured Visa CardSecured U.S. Bank $0 3% No rewards listed – – 0
U.S. Bank Shield Visa Card U.S. Bank $0 3% Cash back Primary abroad $600 4
U.S. Bank Smartly Visa Signature Card U.S. Bank $0 3% Cash back – – 0
Wells Fargo Active Cash Card Wells Fargo $0 3% Cash back Primary abroad $600 2
Wells Fargo Autograph Card Wells Fargo $0 None Points Primary abroad $600 2
Wells Fargo Autograph Journey Card Wells Fargo $95 None Points Primary abroad $1,000 4
Wells Fargo Reflect Card Wells Fargo $0 3% No rewards listed Primary abroad $600 2

“Protections” counts the insurance-type benefits the issuer lists: rental car, trip cancellation, trip delay, baggage delay, lost luggage, cell phone, purchase protection, extended warranty and return protection. A higher count is not a better card: limits and conditions differ, and each card page has them.