Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card has no annual fee and earns 1.25 miles per $1 on purchases, with 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel and on Capital One Entertainment purchases 2. It charges no foreign transaction fee, lets miles move to 15+ travel loyalty programs and is listed for Hertz Five Star status 14.
Contents11 sections
At a glance
| Annual fee | $02 |
|---|---|
| Foreign transaction fee | None Product page states no foreign transaction fees; the pricing terms fee table lists no foreign transaction fee row.1 |
| Rewards | Earns 1.25 miles per $1 on every purchase, 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel, and 5 miles per $1 on Capital One Entertainment purchases, with no earning cap. |
| Network | Not stated by Capital One |
| Issuer | Capital One · Official card page |
What to know about the VentureOne
The base rate of 1.25 miles per $1 applies to net purchases with no cap, so the 5X rates matter only for stays, vacation rentals and rental cars that are booked inside Capital One Travel 2. Miles cover travel at 100 miles per $1, whether booked through Capital One Travel or applied to travel purchases that posted within the last 90 days 2. Transfers to partner loyalty programs are final once made, and the receiving program's terms then apply 1.
Capital One Travel bookings of eligible flights, hotels and rental cars come with a price match if a cheaper qualifying itinerary is reported within 24 hours of booking 1. Hertz Five Star status is not automatic: cardholders enroll through the Benefits tab in Capital One's website or app, and the offer is subject to change 4.
The issuer does not say on the product page or in the rates and fees which payment network a VentureOne account uses 12. Its Guide to Card Benefits for VentureOne and five other cards applies to accounts on the Discover Network, and its benefits-guide page directs cardholders to the guide matching the logo on their card or statement 35. For Discover Network accounts only, that guide lists trip cancellation and interruption up to $1,500 per person, baggage delay pay of $100 a day for up to 3 days, lost luggage up to $3,000 per trip, purchase security up to $1,000 per claim and an extended warranty that doubles warranties of 2 years or less 3. Its rental car collision coverage is primary only when renting outside your country of residence 3.
Earning rewards
| Rate | On |
|---|---|
| 5x miles per $1 | Hotels, vacation rentals and rental cars booked through Capital One Travel2 |
| 5x miles per $1 | Capital One Entertainment purchasesTickets on the Capital One Entertainment ticketing platform only.2 |
| 1.25x miles per $1 | All other purchasesNo cap to the amount of rewards earned on purchases.2 |
Miles can be redeemed for travel booked through Capital One Travel or as a credit for travel purchases within 90 days, at 100 miles per $1 of travel cost; miles can also be transferred to 15+ travel loyalty programs.2
Travel insurance and assistance
| Rental car coverage | Discover Network accounts only: Auto Rental Collision Damage Waiver for theft or collision, up to the actual cash value of most rented cars, for rentals of up to 31 consecutive days. Primary when renting outside your country of residence; otherwise, if you have personal auto or other insurance, it reimburses the deductible and unreimbursed rental-company charges, and if you have none it reimburses covered theft and damage.3 |
|---|---|
| Trip cancellation and interruption | Discover Network accounts only: Trip Cancellation and Interruption up to $1,500 per insured person for non-refundable common carrier tickets.3 |
| Baggage delay | Discover Network accounts only: Baggage Delay Reimbursement of $100 per day for up to 3 days ($300 total) when checked baggage is delayed more than 4 hours.3 |
| Lost or damaged luggage | Discover Network accounts only: Lost Luggage Reimbursement up to $3,000 per covered trip (New York residents: $2,000 per bag), for covered trips of 5 to 60 consecutive days charged at least in part to the account.3 |
| Travel accident insurance | Discover Network accounts only: Common carrier travel accident insurance up to $1,000,000 when the entire fare is charged to the account.3 |
| Travel and emergency assistance | Discover Network accounts only: Travel and Emergency Assistance Services (referral and assistance only, 24 hours a day, 365 days a year, while traveling away from home); the cardholder is responsible for the cost of any services or goods provided.3 |
Purchase and phone protection
| Purchase protection | Discover Network accounts only: Purchase Security covers theft or damage of new purchases within 90 days, up to $1,000 per claim and $25,000 per 12 months.3 |
|---|---|
| Extended warranty | Discover Network accounts only: Doubles eligible manufacturer warranties of 2 years or less, by up to 1 additional year; up to $10,000 per claim and $50,000 per cardholder.3 |
Account features
| Zero fraud liability | $0 fraud liability for unauthorized charges if the card is lost or stolen; claims are subject to investigation and verification.1 |
|---|---|
| Free credit score | Free credit monitoring through CreditWise from Capital One (available to anyone, not only cardholders).1 |
Other perks
| Transfer miles to travel loyalty programs | Transfer to 15+ travel loyalty programs.1 |
|---|---|
| Hertz Five Star status | Complimentary upgrade to Hertz Five Star status; enrollment through the Capital One website/app Benefits tab required; age restrictions apply; offer subject to change.4 |
| Capital One Travel price match guarantee | Eligible flight, hotel and rental car bookings through Capital One Travel; must report a qualifying cheaper itinerary within 24 hours of booking; terms apply.1 |
| 50% off handcrafted beverages at Capital One Cafés | Any Capital One credit or debit card accepted at the Café; limit one per person (if applicable), while supplies last.1 |
| Price Protection (Discover Network accounts) | If an identical eligible item is advertised for less within 120 days of purchase, reimbursement of the difference up to $250 per item and $1,000 per year. Figures from Capital One's Guide to Card Benefits for these cards on the Discover Network (benefits in effect as of 02/01/2026); they apply to accounts issued on the Discover Network. Capital One does not state which network a new account is issued on; its benefits-guide page tells cardholders to check the network logo on the card or the account statement and use the guide for that network.3 |
| Personal Identity Theft reimbursement (Discover Network accounts) | Up to $1,000 for covered expenses to restore identity after a covered stolen identity event. Figures from Capital One's Guide to Card Benefits for these cards on the Discover Network (benefits in effect as of 02/01/2026); they apply to accounts issued on the Discover Network. Capital One does not state which network a new account is issued on; its benefits-guide page tells cardholders to check the network logo on the card or the account statement and use the guide for that network.3 |
Other versions of this card
Capital One also offers the Capital One VentureOne Rewards for Good Credit. It earns rewards on the same terms as the card above; these are the differences Capital One lists.
Capital One VentureOne Rewards for Good Credit
| Annual fee | $07 |
|---|---|
| Foreign transaction fee | None6 |
| What differs | VentureOne Rewards for Good Credit is the version Capital One markets to applicants with good credit; it keeps the $0 annual fee and earns 1.25 miles per $1 on purchases and 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel 67. Its product page and rates and fees do not state a network or benefits guide, so the coverage figures shown for VentureOne on Discover Network accounts are not applied to this version 67. |
Not listed for this card
The Capital One pages and benefit terms we checked for the VentureOne do not list these benefits:
- Trip delay
- Emergency evacuation and medical
- Roadside assistance
- Cell phone protection
- Return protection
- Airport lounge access
- Global Entry or TSA PreCheck credit
- Hotel benefits program
Some benefits come from the card network rather than the bank and are not always advertised. Your own Guide to Benefits, or the number on the back of the card, is the final word on what your account covers.
Sources
- 1 Capital One, VentureOne - Miles Rewards with No Annual Fee | Capital One Checked Oct 10, 2026 · Back to text ↑
- 2
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- 4 Capital One, Capital One Credit Card Partner Benefits: Terms & Conditions Checked Oct 10, 2026 · Back to text ↑
- 5 Capital One, Cardholder Benefits Guides | Capital One Checked Oct 10, 2026 · Back to text ↑
- 6 Capital One, VentureOne for Good Credit: Miles Rewards | Capital One Checked Oct 10, 2026 · Back to text ↑
- 7
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