Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card has a $95 annual fee and earns 2 miles per $1 on purchases, plus 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel and on Capital One Entertainment purchases 2. It adds a Global Entry or TSA PreCheck credit of up to $120, a $50 Lifestyle Collection experience credit and Hertz Five Star status, while the insurance figures Capital One publishes for it apply to accounts on the Discover Network 153.
Contents11 sections
At a glance
| Annual fee | $952 |
|---|---|
| Foreign transaction fee | None1 |
| Rewards | Earns 2 miles per $1 on every purchase, 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel, and 5 miles per $1 on Capital One Entertainment purchases, with no earning cap. |
| Network | Not stated by Capital One |
| Issuer | Capital One · Official card page |
What to know about the Venture
Only bookings made inside Capital One Travel earn 5 miles per $1; incidentals and upgrades paid at the property earn the standard rate, and the 5X Entertainment rate covers tickets bought on the Capital One Entertainment platform, not the Capital One Hall or Arena box offices 2. Miles are worth $1 per 100 when booked through Capital One Travel or used to cover travel purchases within 90 days, and they can be moved to 15+ travel loyalty programs 21.
Capital One's product page and rates and fees do not name the card's network 12. Its Guide to Card Benefits for Venture and five other cards covers accounts on the Discover Network, and the benefits-guide page tells cardholders to check the logo on the card or the statement to find the right guide 36. For Discover Network accounts, rental car collision coverage is primary only outside your country of residence; at home it pays the deductible and charges your own insurance leaves, for rentals of up to 31 days paid in full with the card 3.
The same guide lists, again for Discover Network accounts only, trip cancellation and interruption up to $1,500 per person, baggage delay pay of $100 a day for up to 3 days after a 4-hour delay, lost luggage up to $3,000 per trip and purchase security up to $1,000 per claim 3.
Venture carries no complimentary lounge visits; Capital One's lounge terms let Venture cardholders buy Capital One Lounge and Landing passes at $45 per guest 18 and older and $25 per guest 17 and under 4. The travel document credit is limited to one per account every 4 years and must be charged to the card 5. Hertz status needs enrollment through the Benefits tab 5.
Earning rewards
| Rate | On |
|---|---|
| 5x miles per $1 | Hotels, rental cars and vacation rentals booked through Capital One TravelPurchases outside Capital One Travel (incidentals, upgrades) earn the standard rate.2 |
| 5x miles per $1 | Capital One Entertainment purchasesTickets on the Capital One Entertainment ticketing platform only; excludes Capital One Hall/Arena box office purchases.2 |
| 2x miles per $1 | All other purchasesNo cap to the amount of rewards earned on purchases.2 |
Miles can be redeemed for travel booked through Capital One Travel or as a credit for travel purchases within 90 days, at 100 miles per $1 of travel cost; miles can also be transferred to 15+ travel loyalty programs.21
Travel insurance and assistance
| Rental car coverage | Discover Network accounts only: Auto Rental Collision Damage Waiver for theft or collision, up to the actual cash value of most rented cars, for rentals of up to 31 consecutive days. Primary when renting outside your country of residence; otherwise, if you have personal auto or other insurance, it reimburses the deductible and unreimbursed rental-company charges, and if you have none it reimburses covered theft and damage.31 |
|---|---|
| Trip cancellation and interruption | Discover Network accounts only: Trip Cancellation and Interruption up to $1,500 per insured person for non-refundable common carrier tickets.3 |
| Baggage delay | Discover Network accounts only: Baggage Delay Reimbursement of $100 per day for up to 3 days ($300 total) when checked baggage is delayed more than 4 hours.3 |
| Lost or damaged luggage | Discover Network accounts only: Lost Luggage Reimbursement up to $3,000 per covered trip (New York residents: $2,000 per bag), for covered trips of 5 to 60 consecutive days charged at least in part to the account.3 |
| Travel accident insurance | Discover Network accounts only: Common carrier travel accident insurance up to $1,000,000 when the entire fare is charged to the account.31 |
| Travel and emergency assistance | Discover Network accounts only: Travel and Emergency Assistance Services (referral and assistance only, 24 hours a day, 365 days a year, while traveling away from home); the cardholder is responsible for the cost of any services or goods provided.3 |
Purchase and phone protection
| Purchase protection | Discover Network accounts only: Purchase Security covers theft or damage of new purchases within 90 days, up to $1,000 per claim and $25,000 per 12 months.3 |
|---|---|
| Extended warranty | Discover Network accounts only: Doubles eligible manufacturer warranties of 2 years or less, by up to 1 additional year; up to $10,000 per claim and $50,000 per cardholder.31 |
Travel perks
| Global Entry or TSA PreCheck credit | Statement credit up to $120 for the Global Entry or TSA PreCheck application fee, once per account every 4 years.215 |
|---|---|
| Hotel benefits program | $50 experience credit plus complimentary Wi-Fi and (when available) room upgrades, early check-in and late checkout on Lifestyle Collection hotel and vacation rental bookings through Capital One Travel.1 |
Account features
| Zero fraud liability | $0 fraud liability for unauthorized charges if the card is lost or stolen; claims are subject to investigation and verification.1 |
|---|---|
| Free credit score | Free credit monitoring through CreditWise from Capital One (available to anyone, not only cardholders).1 |
Other perks
| Transfer miles to travel loyalty programs | Transfer to 15+ travel loyalty programs.1 |
|---|---|
| Hertz Five Star status | Complimentary status upgrade; enrollment via Capital One Benefits tab required.15 |
| Discounted Capital One Lounge and Landing passes | Venture cardholders can buy passes at $45 per visit per guest 18 and older and $25 per guest 17 and under (no complimentary access).4 |
| 24-hour Travel Assistance Services (emergency card replacement and cash advance) | Product page describes this as an emergency replacement card and cash advance if the card is lost or stolen.1 |
| 50% off handcrafted beverages at Capital One Cafés | Any Capital One credit or debit card accepted at the Café; limit one per person (if applicable), while supplies last.1 |
| Capital One Entertainment access | Cardholder access to pre-sales, tickets and experiences on the Capital One Entertainment platform.1 |
| Price Protection (Discover Network accounts) | If an identical eligible item is advertised for less within 120 days of purchase, reimbursement of the difference up to $250 per item and $1,000 per year. Figures from Capital One's Guide to Card Benefits for these cards on the Discover Network (benefits in effect as of 02/01/2026); they apply to accounts issued on the Discover Network. Capital One does not state which network a new account is issued on; its benefits-guide page tells cardholders to check the network logo on the card or the account statement and use the guide for that network.3 |
| Personal Identity Theft reimbursement (Discover Network accounts) | Up to $1,000 for covered expenses to restore identity after a covered stolen identity event. Figures from Capital One's Guide to Card Benefits for these cards on the Discover Network (benefits in effect as of 02/01/2026); they apply to accounts issued on the Discover Network. Capital One does not state which network a new account is issued on; its benefits-guide page tells cardholders to check the network logo on the card or the account statement and use the guide for that network.3 |
Not listed for this card
The Capital One pages and benefit terms we checked for the Venture do not list these benefits:
- Trip delay
- Emergency evacuation and medical
- Roadside assistance
- Cell phone protection
- Return protection
- Airport lounge access
Some benefits come from the card network rather than the bank and are not always advertised. Your own Guide to Benefits, or the number on the back of the card, is the final word on what your account covers.
Sources
- 1 Capital One, Venture Rewards Travel Card — Apply Today | Capital One Checked Oct 10, 2026 · Back to text ↑
- 2
- 3
- 4 Capital One, Capital One Lounge and Landing and Priority Pass Terms & Conditions Checked Oct 10, 2026 · Back to text ↑
- 5 Capital One, Capital One Credit Card Partner Benefits: Terms & Conditions Checked Oct 10, 2026 · Back to text ↑
- 6 Capital One, Cardholder Benefits Guides | Capital One Checked Oct 10, 2026 · Back to text ↑
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