Chase credit cards
Chase's personal card catalog lists seven Chase-branded cards: Freedom Flex, Freedom Unlimited, Freedom Rise, Sapphire Preferred, Sapphire Reserve, Slate and Slate Edge 1. The rest of the catalog consists of co-branded airline, hotel and retail cards and Ink business cards, which this site does not cover 1.
Contents7 sections
At a glance
| Card issuer | JPMorgan Chase Bank, N.A.3 |
|---|---|
| Personal cards covered | 7: Freedom Flex, Freedom Rise, Freedom Unlimited, Slate, Slate Edge, Sapphire Preferred, Sapphire Reserve |
| Rewards program | Chase Ultimate Rewards |
| Card catalog | creditcards.chase.com |
What to know about Chase cards
The Chase-branded lineup falls into three families: the Freedom cash back cards (Flex, Unlimited and Rise), the Sapphire travel cards (Preferred and Reserve) and the Slate cards (Slate and Slate Edge) 1. Two of them are presented for credit building: Freedom Rise as a card to establish credit, and Slate Edge as a way to help improve a credit score 1. Chase Freedom and Chase Freedom Student still appear in the shared Freedom Guide to Benefits but are not in the catalog 19.
Sapphire and Freedom cards share the Chase Ultimate Rewards program, and Freedom cash back is tracked as points, with each $1 equal to 100 points, and points are worth 1 cent each when redeemed for cash, gift cards or travel 54. Points can be moved to another Ultimate Rewards card belonging to the cardholder or one household member, and Sapphire cardholders can transfer points to participating frequent travel programs 4.
Chase says the Guide to Benefits is provided after account opening, and each product page links a PDF copy 6. Claims and benefit questions go through chasecardbenefits.com or the benefit administrator number printed in each guide: 1-800-350-1362 for Sapphire Preferred, 1-800-350-1697 for Sapphire Reserve, 1-800-349-2691 for the Freedom cards and 1-800-350-1798 for Slate and Slate Edge 78910. From outside the U.S. the guides give collect numbers, 001-214-503-2954 for Sapphire Reserve and 001-214-503-2951 for the others 89.
The card terms name the issuer as JPMorgan Chase Bank, N.A., a subsidiary of JPMorgan Chase & Co. 3. On January 7, 2026, Apple and Chase announced that Chase will become the issuer of Apple Card, with the transition expected in approximately 24 months; Apple Card is still issued by Goldman Sachs Bank USA and is not in Chase's catalog, so it is not covered here 21.
Chase cards compared
| Card | Annual fee | Foreign fee | Rewards |
|---|---|---|---|
| Chase Freedom Flex Credit Card | $0 | None | Earns 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories you activate, 5% on Chase Travel, 3% on dining and drugstores, and 1% on all other purchases. |
| Chase Freedom Rise Credit CardCredit building card | $0 | 3% | Earns 1.5% cash back on all purchases. |
| Chase Freedom Unlimited Credit Card | $0 | 3% | Earns 5% cash back on travel purchased through Chase Travel, 3% on dining and drugstores, and 1.5% on all other purchases. |
| Slate Credit Card | $0 | 3% | Chase does not describe a rewards-earning program for Slate on its product page; the card is marketed for its intro APR on purchases and balance transfers. |
| Slate Edge Credit CardCredit building card | $0 | 3% | Chase does not describe a rewards-earning program for Slate Edge on its product page; it is marketed for fair-credit applicants building credit. |
| Chase Sapphire Preferred Credit Card | $95 | None | Earns 5x points on Chase Travel purchases, 3x on dining, gas stations, EV charging, vacation homes at top brands, top streaming services and online grocery, 2x on other travel and 1x on everything else. |
| Chase Sapphire Reserve Credit Card | $795 | None | Earns 8x points on Chase Travel purchases (including The Edit), 4x on flights and hotels booked direct, 3x on dining and 1x on everything else. |
Benefits by card
A tick means Chase lists the benefit for that card; open the card for its limits and conditions.
| Card | Rental car coverage | Trip cancellation and interruption | Trip delay | Cell phone protection | Purchase protection | Extended warranty | Airport lounge access | Global Entry or TSA PreCheck credit |
|---|---|---|---|---|---|---|---|---|
| Freedom Flex | ListedSecondary | Listed | Not listed | Listed | Listed | Listed | Not listed | Not listed |
| Freedom Rise | ListedSecondary | Listed | Not listed | Not listed | Listed | Listed | Not listed | Not listed |
| Freedom Unlimited | ListedSecondary | Listed | Not listed | Not listed | Listed | Listed | Not listed | Not listed |
| Slate | ListedSecondary | Not listed | Not listed | Not listed | Listed | Listed | Not listed | Not listed |
| Slate Edge | ListedSecondary | Not listed | Not listed | Not listed | Listed | Listed | Not listed | Not listed |
| Sapphire Preferred | ListedPrimary | Listed | Listed | Not listed | Listed | Listed | Not listed | Listed |
| Sapphire Reserve | ListedPrimary | Listed | Listed | Not listed | Listed | Listed | Listed | Listed |
3 of 7 Chase cards we cover charge no foreign transaction fee.
Rewards programs
| Chase Ultimate Rewards | Rewards program for Sapphire and Freedom cards. Freedom cards' cash back is tracked as points (100 points = $1). Points are worth 1 cent each for cash, gift cards and travel; points can be combined with other Chase cards with Ultimate Rewards belonging to you or one household member; Sapphire cards can transfer points to participating frequent travel programs.45 |
|---|
Cards not covered here
This site covers Chase’s own-brand personal cards. These cards in Chase’s catalog are outside that scope, mostly because their benefits belong to an airline, hotel or retail partner’s program:
- United Explorer Card (co-branded)
- United Quest Card (co-branded)
- United Gateway Card (co-branded)
- United Club Card (co-branded)
- Southwest Rapid Rewards Plus Credit Card (co-branded)
- Southwest Rapid Rewards Priority Credit Card (co-branded)
- Southwest Rapid Rewards Premier Credit Card (co-branded)
- IHG One Rewards Premier Select Credit Card (co-branded)
- IHG One Rewards Premier Credit Card (co-branded)
- IHG One Rewards Credit Card (co-branded)
- Marriott Bonvoy Boundless Credit Card (co-branded)
- Marriott Bonvoy Bountiful Credit Card (co-branded)
- Marriott Bonvoy Bold Credit Card (co-branded)
- World of Hyatt Credit Card (co-branded)
- Disney Inspire Visa Card (co-branded)
- Disney Premier Visa Card (co-branded)
- Disney Visa Card (co-branded)
- Prime Visa (co-branded)
- Amazon Visa (co-branded)
- Air Canada Aeroplan Card (co-branded)
- British Airways Visa Signature Credit Card (co-branded)
- Aer Lingus Visa Signature Credit Card (co-branded)
- Iberia Visa Signature Credit Card (co-branded)
- DoorDash Rewards Mastercard (co-branded)
- Instacart Mastercard (co-branded)
- Ink Business Unlimited Credit Card (business card)
- Ink Business Cash Credit Card (business card)
- Ink Business Preferred Credit Card (business card)
- Ink Business Premier Credit Card (business card)
- Sapphire Reserve for Business (business card)
- United Business Card (business card; co-branded)
- United Club Business Card (business card; co-branded)
- Southwest Rapid Rewards Performance Business Credit Card (business card; co-branded)
- Southwest Rapid Rewards Premier Business Credit Card (business card; co-branded)
- IHG One Rewards Business Credit Card (business card; co-branded)
- World of Hyatt Business Credit Card (business card; co-branded)
- Apple Card (not a Chase card yet: issued by Goldman Sachs Bank USA; Chase announced it will become issuer in approximately 24 months (from January 7, 2026); not listed in Chase's catalog)
Sources
- 1 Chase, All Credit Cards | Chase.com Checked Oct 10, 2026 · Back to text ↑
- 2
- 3 Chase, Chase Sapphire Preferred Pricing and Terms Checked Oct 10, 2026 · Back to text ↑
- 4 Chase, Chase Sapphire Preferred with Ultimate Rewards Program Agreement Checked Oct 10, 2026 · Back to text ↑
- 5 Chase, Chase Freedom Unlimited Credit Card | Chase.com Checked Oct 10, 2026 · Back to text ↑
- 6 Chase, Chase Sapphire Preferred Credit Card | Chase.com Checked Oct 10, 2026 · Back to text ↑
- 7 Chase, Chase Sapphire Preferred Guide to Benefits Checked Oct 10, 2026 · Back to text ↑
- 8 Chase, Chase Sapphire Reserve Guide to Benefits Checked Oct 10, 2026 · Back to text ↑
- 9 Chase, Chase Freedom family Guide to Benefits Checked Oct 10, 2026 · Back to text ↑
- 10 Chase, Chase Slate Edge Guide to Benefits Checked Oct 10, 2026 · Back to text ↑
Each card page lists the sources for that card’s fees and benefits.
Has Chase changed a card? Report an error