U.S. Bank Altitude Go Visa Signature Card
The Altitude Go Visa Signature Card has no annual fee and earns 4X points on restaurant, fast-food and bar purchases on the first $2,000 each quarter, 2X at grocery stores, gas and EV charging stations and on streaming, and 1X elsewhere 2. Its main extra is a $15 statement credit after 11 consecutive months of streaming purchases; the benefits U.S. Bank lists for it are services such as roadside dispatch and travel assistance rather than insurance 23.
Contents12 sections
At a glance
| Annual fee | $02 |
|---|---|
| Foreign transaction fee | 3%2 |
| Rewards | Earns 4X points on dining (first $2,000 each quarter), 2X at grocery stores, gas/EV charging stations and on streaming services, and 1X on all other eligible purchases. |
| Network | Visa Signature |
| Issuer | U.S. Bank · Official card page |
What to know about the Altitude Go
The 4X dining rate applies only to the first $2,000 in restaurant, fast-food and bar purchases each quarter; every eligible purchase earns the 1X base 2. The 2X grocery rate does not apply at wholesale clubs or discount stores and supercenters such as Target and Walmart, and the 2X gas and EV charging rate does not apply at those stores or at grocery stores 2. Streaming purchases earn 2X only at the qualifying services named in the Program Rules, which are available to cardholders after login 2.
Points have their maximum value only when redeemed as a deposit into an eligible U.S. Bank account; travel, merchandise, gift cards and statement credits may be worth less 2. U.S. Bank matches charitable donations made with points at 100% 1. Points expire after 12 consecutive statement cycles with no reward, purchase or balance activity 2. The $15 streaming credit is applied automatically within 2 billing cycles after 11 consecutive calendar months of eligible streaming purchases, such as Netflix, Hulu or Apple Music, while the account is in good standing 2.
The card has a 3% foreign transaction fee 2. U.S. Bank does not publish a card-specific Guide to Benefits for it; the Benefits Center links the general Visa Signature guide 34. Travel and Emergency Assistance gives referrals only, and Roadside Dispatch is pay-per-use, with the cardholder paying each service call 45. Neither the product page nor the Benefits Center lists rental car, purchase, extended warranty or cell phone protection for this card 13.
Earning rewards
| Rate | On |
|---|---|
| 4x points per $1 | Restaurants, fast-food restaurants and bars (dining, takeout and restaurant delivery)Limit: First $2,000 in purchases each quarter21 |
| 2x points per $1 | Grocery stores and supermarkets; gas stations and EV charging stations; qualifying streaming subscription servicesWholesale clubs and discount stores/supercenters (such as Target and Walmart) earn only 1 point; gas/EV purchases at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets earn only 1 point; qualifying streaming merchants are listed in the Program Rules.2 |
| 1x points per $1 | All other eligible net purchases2 |
Maximum point value applies only to a deposit into an eligible U.S. Bank account; travel, merchandise, gift cards and statement credits may be worth less. Charitable donations are matched 100%. Points expire after 12 consecutive statement cycles with no reward, purchase or balance activity.21
Travel insurance and assistance
| Travel and emergency assistance | Travel and Emergency Assistance Services: 24/7 referral and coordination (medical, legal, emergency transportation, translation, etc.); the cardholder pays for any services provided.34 |
|---|---|
| Roadside assistance | Roadside Dispatch: pay-per-use roadside dispatch (standard towing up to 5 miles, tire changing, jump starting, lockout service, fuel delivery up to 5 gallons plus the cost of fuel, standard winching). Service costs are not covered by the card; the cardholder pays a set fee per service call ($79.95 for a standard service call per the Roadside Dispatch guide, subject to change).35 |
Travel perks
| Hotel benefits program | Visa Signature Luxury Hotel Collection benefits (e.g. VIP status, complimentary breakfast for two, upgrade when available) at participating hotels.3 |
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Account features
| Zero fraud liability | Zero fraud liability for unauthorized transactions; cardholder must notify U.S. Bank promptly.3 |
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Statement credits
| Annual streaming credit | $15 per 12-month period. Automatic statement credit within 2 statement billing cycles after 11 consecutive calendar months of eligible streaming service purchases (e.g. Netflix, Hulu, Apple Music); account must be in good standing.21 |
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Other perks
| 100% charitable donation match | Points redeemed toward a monetary charitable contribution are matched 100% by U.S. Bank.1 |
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| Visa Signature Concierge | Complimentary 24-hour concierge service (800-953-7392); cardholder pays for any goods or services arranged.3 |
| Visa Signature Car Rental Privileges (Avis and Budget) | Up to 25% off base rates on qualifying Avis and Budget rentals, complimentary upgrades when available, waived Additional Driver Fee; terms apply.3 |
| GigSky global mobile data | One-time complimentary 1GB/15-day GigSky global mobile data plan, then 20% off future purchases; offer available through November 15, 2027.3 |
| Real-Time Rewards | After enrolling, receive a text after a purchase and reply REDEEM to apply rewards as a statement credit toward that purchase (must have enough rewards to cover the entire purchase).1 |
Other versions of this card
U.S. Bank also offers the U.S. Bank Altitude Go Secured Visa Card. It earns rewards on the same terms as the card above; these are the differences U.S. Bank lists.
U.S. Bank Altitude Go Secured Visa Card
| Annual fee | $07 |
|---|---|
| Foreign transaction fee | 3%7 |
| What differs | The Altitude Go Secured Visa Card is the credit-building version: it requires a refundable security deposit of $300 to $5,000, which sets the credit limit, and keeps the same 4X/2X/1X points structure and $15 streaming credit 67. U.S. Bank reports the card to the three major credit bureaus and says cardholders may be able to graduate automatically to the Altitude Go Visa Signature Card after a periodic review of their credit history, with the deposit returned on graduation 67. |
| Credit line reviews | Card activity is reported to the three major credit bureaus; cardholders may be able to automatically graduate to the unsecured Altitude Go Visa Signature Card, with the security deposit returned on graduation (based on U.S. Bank's periodic review of credit history).67 |
| Refundable security deposit sets the credit limit | Security deposit of $300 to $5,000, held in a U.S. Bank secured savings account; credit limit equals the deposit.6 |
| Choose your payment due date | Cardholder can pick a payment due date by calling the number on the card; not all dates may be available.6 |
Not listed for this card
The U.S. Bank pages and benefit terms we checked for the Altitude Go do not list these benefits:
- Rental car coverage
- Trip cancellation and interruption
- Trip delay
- Baggage delay
- Lost or damaged luggage
- Travel accident insurance
- Emergency evacuation and medical
- Cell phone protection
- Purchase protection
- Extended warranty
- Return protection
- Airport lounge access
- Global Entry or TSA PreCheck credit
Some benefits come from the card network rather than the bank and are not always advertised. Your own Guide to Benefits, or the number on the back of the card, is the final word on what your account covers.
Sources
- 1 U.S. Bank, U.S. Bank Altitude Go Visa Signature Card | U.S. Bank Checked Oct 10, 2026 · Back to text ↑
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- 6 U.S. Bank, U.S. Bank Altitude Go Secured Visa Card | U.S. Bank Checked Oct 10, 2026 · Back to text ↑
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